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memtro

Starling Bank + Memtro

Balances, payments in and out, and who you pay, from your Starling account.

Connect a Starling business or personal account with a personal access token and ask about balances, what came in and went out, standing orders and Direct Debits, savings spaces, payees and cards. Memtro reads the transaction feed with counterparties, references and spending categories, records settled payments and a daily balance in memory, and never returns a full account or card number. Read-only.

What you can do with Starling Bank in Memtro

Ask in plain English from chat, your editor, a scheduled job or your own agent. The model picks the right Starling Bank tool, reads what it needs, and answers with the source cited.

01

Morning cash check

The daily 8:45 job asks for yesterday's movements and today's balance. Memtro reports what came in, the three largest payments out, and the balance after pending items, in Slack before the stand-up.

02

Chasing a payment

Finance asks whether a customer's transfer has landed. Memtro searches the feed by reference and counterparty, finds the Faster Payment that arrived at 10:12, and notes the invoice it matches in Xero.

  • Every account with cleared and available balance, pending amount, sort code and masked account number
  • Transactions over any window with counterparty, reference, source, status and spending category, searchable, with totals in and out
  • One transaction in full, including original currency and rate for foreign payments
  • Savings spaces with target and progress, and spending spaces
  • Standing orders with payee and next date, and Direct Debit mandates with last and next payment
  • Payees with masked accounts and the last references used; cards with their controls
  • Hourly sync of settled transactions and a daily balance snapshot into memory

Ask it like this

Questions people ask once Starling Bank is connected. In agent mode each one also checks the other systems that know about the same people, companies or identifiers.

  • ›What is our Starling balance, and what is still pending?
  • ›What did we pay out last week over £500?
  • ›Has the invoice from Northwind been paid yet?
  • ›Which Direct Debits are due before the end of the month?
  • ›How much is in the tax savings space?

Where it fits

Teams that get the most from Starling Bank in Memtro, with the rest of their stack attached.

Better together

A record in Starling Bank is rarely the whole story. Connect the systems that hold the rest and the agent cross-references them by default, then remembers what it learned so the next question starts further along.

Also in Finance and commerce

Using something else for the same job, or both? Each connector has its own tools; connect as many as you like.

How to connect

  1. 01Sign up at developer.starlingbank.com and link your Starling account
  2. 02Create a personal access token with the read scopes Memtro lists on the form
  3. 03Paste it on Dashboard → Connections → Starling Bank and ask about any account by name or currency
Also works from

Chat in the dashboard, the OpenAI-compatible API, scheduled jobs, and any MCP client: Claude Code, OpenCode, Cursor, Claude Desktop. The Starling Bank tools are the same everywhere.

Set it up as an MCP server →Clients and agents →

Questions

Can Memtro change anything in Starling Bank?
Not yet. Today every Starling Bank tool reads, searches or lists. When the connector gains actions, each is marked, granted by name per team and used only when a person asks for exactly that, so nothing is created, sent, updated or deleted until you say so.
Who can use a Starling Bank connection?
A personal connection serves only your own requests. A shared connection serves the organisation: everyone, or only the teams an admin chooses. Admins can always add shared connections; other members need the permission.
Does Memtro store my Starling Bank data?
Credentials are encrypted at rest. Tool results are cached briefly so agent loops do not repeat identical calls, and the facts the model extracts are saved to your organisation's memory with provenance (system, record and link) so they can be checked and superseded. An hourly sync anchors recently changed Starling Bank records into memory as entities.
How do I connect Starling Bank?
API key. Sign up at developer.starlingbank.com and link your Starling account.

Connect Starling Bank in a few minutes

Seven-day free trial, then one monthly price per organisation. Connectors, jobs and memory are never metered.