What did Klarna pay out last week, and what fees came off it?
Klarna connects Memtro to your merchant payments. It reads payouts with their totals and fees, payout summaries for a period, and settlement transactions by payout or order. It also reads an order by id with its status, amounts, captures and refunds, and the fee for extending a due date. When asked and granted, it can capture, refund or cancel an order, release or extend its authorization, change its amount, references or shipping address, add tracking, extend a due date and resend customer communication. A key reaches only its own region and merchant id.
Ask in plain English from chat, your editor, a scheduled job or your own agent. The model picks the right Klarna tool, reads what it needs, and answers with the source cited.
These tools change something in Klarna. The model is told to use them only when you ask for exactly that, and an administrator grants each one by name to the teams that may use it; a personal connection acts only after its owner allows it.
Once Klarna is connected, these are the kinds of things people ask. Plain questions, no syntax. If the answer lives partly in another system you have connected, Memtro looks there too.
What did Klarna pay out last week?
What fees and commission came off this month's payouts?
What is the status of order 4f1c-77, and has it been captured?
Which transactions make up our latest payout?
Refund the returned jacket on order 4f1c-77.
Sarah Chen, finance lead at Acme Ltd, asked why last week's Klarna payout was lower than she expected. Memtro read the payout and its settlement transactions and showed the returns and fees that came off it. She matched them to orders without opening the portal.
Tom Reilly, customer service manager at Northwind, asked Memtro to refund a returned item on a Klarna order. With the action granted, Memtro refunded that amount. Klarna returned the money to the customer, told them, and deducted it from the merchant's payout.
The teams that lean on Klarna most, a question each of them asks, and what they connect beside it.
A record in Klarna is rarely the whole story. Connect the systems that hold the rest and Memtro checks them together, then remembers what it learned so the next question starts further along.
Using something else for the same job, or both? Each connector has its own tools; connect as many as you like.
NetSuite
Ramp
FreeAgent
Holded
Mollie
QuickFile
Recurly
Airwallex
Maxio
Pennylane
Charity Commission (England and Wales)
Checkout.com
FCA Register
Soldo
Spendesk
Lago
Recharge
Katana
Chaser
Unleashed
Printful
Orb
Quaderno
Donorbox
Avalara AvaTax
Billy
Cin7 Core
Codat
ComplyAdvantage
inFlow Inventory
Metronome
MRPeasy
Persona
Precoro
Printify
Rydoo
Saleor
Snipcart
Swell
Veeqo
Zuora
VAT Sense
PaystackIn the Klarna Partner Portal, open Settings → Klarna API keys and generate a new key. It is shown once, and Klarna disables keys unused for two months.
In Memtro, open Connections → Klarna, paste the Klarna API key and choose the Region where the merchant account lives: eu, na or oc.
An administrator grants the actions by name, such as Refund an order, to the teams that may use them. A klarna_test_ key reaches the playground, a klarna_live_ key the live account.
Ask "What did Klarna pay out last week?"
Chat in the dashboard, the OpenAI-compatible API, scheduled jobs, and any MCP client: Claude Code, OpenCode, Cursor, Claude Desktop. The Klarna tools are the same everywhere.
Only when you ask, and only what it has been granted: capture an order (bills the customer); refund an order (returns money to the customer); cancel an uncaptured order; release an order's remaining authorization; extend an order's authorization time; change an uncaptured order's amount and lines; update an order's merchant references; update an order's shipping address; add shipping and tracking details to an order or capture; extend a customer's payment due date (charges the merchant a fee); resend a capture's customer communication. Every other tool reads, searches or lists. The Connections page labels the tools that act, an administrator grants each one by name to the teams that may use it, and a personal connection acts only after its owner allows it.
A personal connection serves only your own requests. A shared connection serves the organisation: everyone, or only the teams an admin chooses. Admins can always add shared connections; other members need the permission.
Credentials are encrypted at rest. Tool results are cached briefly so agent loops do not repeat identical calls, and the facts the model extracts are saved to your organisation's memory with provenance (system, record and link) so they can be checked and superseded.
Klarna API key and region. In the Klarna Partner Portal, open Settings → Klarna API keys and generate a new key. It is shown once, and Klarna disables keys unused for two months.
Seven-day free trial, then one monthly price per organisation. Connectors, jobs and memory are never metered.
Sign in, add a provider key, create an API key and point your tools at Memtro. It takes about five minutes.
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