Razorpay MCP server

What the model can do

Razorpay payments for the merchant's own account: customers by name and email, payments, orders, refunds, settlements, disputes, payment links and subscriptions over a date window, with amounts, status and failure reasons (never card, bank or VPA details). Can create an order or a payment link, send or cancel a payment link, capture an authorised payment, refund a payment and create a customer, each only when asked.

Reads

• razorpay_paymentsRazorpay payments created in a date window: id, amount (smallest currency unit, so paise for INR), currency, status (created, authorized, captured…
• razorpay_paymentOne Razorpay payment by id (pay_…), with the same fields as razorpay_payments.
• razorpay_ordersRazorpay orders created in a date window: id, amount, amount paid and due, currency, receipt, status (created, attempted, paid) and attempts.
• razorpay_refundsRazorpay refunds created in a date window: id, payment id, amount, currency, status (pending, processed, failed), speed asked for and used…
• razorpay_settlementsRazorpay settlements to the merchant's bank account created in a date window: id, amount, fees, tax, status and the bank's UTR reference.
• razorpay_disputesRazorpay disputes (chargebacks) created in a date window: id, payment id, amount, amount deducted, currency, reason code and description, status…
• razorpay_subscriptionsRazorpay subscriptions created in a date window: id, plan id, customer id, status, charges paid and remaining…
• razorpay_customersRazorpay customers, newest first: id, name, email and when created.
• razorpay_payment_linksRazorpay standard payment links: id, status (created, partially_paid, paid, cancelled, expired), amount and amount paid, currency, description…

Acts, when you ask

These change something in Razorpay. The model is told to use them only when you ask for exactly that, and each one is granted by name: per team on a shared connection, by the owner on a personal one.

• razorpay_create_orderCreate a Razorpay order, which a checkout can then take payment against.
• razorpay_create_payment_linkCreate a Razorpay payment link (a hosted page where somebody can pay the amount).
• razorpay_send_payment_linkHave Razorpay send (or resend) a payment link to the customer on it, by email or SMS.
• razorpay_cancel_payment_linkCancel a Razorpay payment link so it can no longer be paid.
• razorpay_capture_paymentCapture an authorised Razorpay payment, which charges the customer and settles the money to the merchant.
• razorpay_refund_paymentRefund a captured Razorpay payment, in full (no amount) or in part.
• razorpay_create_customerCreate a Razorpay customer record.

Connect it

First connect Razorpay on Dashboard → Connections, then add Memtro to your client once. The Razorpay tools appear alongside the tools of everything else you have connected; nothing is configured per connector.

claude plugin marketplace add memtro-org/claude-memtro
claude plugin install memtro@memtro --config api_key=sk-memtro-...

{
  "mcpServers": {
    "memtro": {
      "url": "https://platform.memtro.com/api/mcp",
      "headers": {
        "Authorization": "Bearer sk-memtro-..."
      }
    }
  }
}

{
  "mcp": {
    "memtro": {
      "type": "remote",
      "url": "https://platform.memtro.com/api/mcp",
      "headers": {
        "Authorization": "Bearer sk-memtro-..."
      }
    }
  }
}

Who may use it

The key identifies the person, and the server offers that person the tools they may use everywhere else in Memtro. A shared Razorpay connection is used by the teams an administrator granted it to, tool by tool, on the Permissions page; a personal connection is used by its owner alone, and its tools that act stay off until the owner allows them. See Teams and permissions and Connectors.

Ask it like this

• › Which payments failed this week, and why?
• › How much was settled to our bank account last month?
• › Which disputes need a response before Friday?
• › Which payment links are still unpaid?
• › Refund half of payment pay_29QQoUBi66xm2f

Questions

Is this an official Razorpay MCP server?

No. It is Memtro's MCP server with Memtro's Razorpay connector behind it: the connector reads Razorpay through its API with the credentials you connect on Dashboard → Connections, and Razorpay publishes nothing here. The same endpoint carries every other system you connect and Memtro's memory tools.

What does it cost?

Nothing on top of Memtro. One price per organisation by its number of users, from $50 a month for up to 10 users after a 7-day free trial, with every connector, the MCP server, jobs and memory included. You bring your own model keys.

Can it change anything in Razorpay?

Only when you ask, and only what it has been granted: create an order; create a payment link (Razorpay does not notify the customer); send or resend a payment link to its customer by email or SMS; cancel a payment link; capture an authorised payment (charges the customer); refund a payment, fully or partly (moves money); create a customer. Every other tool reads, searches or lists. An administrator grants each acting tool by name per team, and a personal connection acts only after its owner allows it.

Which clients work?

Any MCP client that speaks Streamable HTTP: Claude Code, Cursor, Claude Desktop, OpenCode, Codex, Zed, Windsurf, Cline and the Anthropic and OpenAI SDKs. There is no local process to run; the server is remote and authenticated with your key.

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