Checkout.com logoMCP server · Finance and commerce

Checkout.com MCP server

Checkout.com in any MCP client, through Memtro: Checkout.com does not publish this server. Memtro's Checkout.com connector reads Checkout.com through its API with the credentials you connect, and one endpoint hands those tools, every other system you connect and Memtro's memory tools to Claude Code, Cursor, Claude Desktop or anything else that speaks Streamable HTTP, as you.

What the model can do

Checkout.com payments: list and search payments by status, currency, email or reference, a payment's details and its authorisation, capture and refund history, disputes with their deadlines, reports, and payment links. Can capture, refund or void an existing payment, accept a dispute or attach written evidence to it, create a payment link, and create or update a customer, each only when asked; never starts a new charge, payout or transfer.

Reads

  • checkoutcom_list_paymentsRecent Checkout.com payments, newest first: status, amount (minor units), currency, reference, method and customer name.
  • checkoutcom_search_paymentsSearch Checkout.com payments with Checkout.com's query syntax, e.g. status:'Captured' AND currency:GBP, email:'a@b.com', reference:'INV-7'…
  • checkoutcom_get_paymentOne Checkout.com payment by id (pay_…), with its action history (authorisation, capture, refund, void) when asked.
  • checkoutcom_list_disputesCheckout.com disputes (chargebacks), most recently updated first: category, status, amount (minor units), reason code, the payment it is on…
  • checkoutcom_list_reportsFinancial reports Checkout.com has generated (settlement and reconciliation): type, period covered, and the files in each.
  • checkoutcom_get_payment_linkOne Checkout.com payment link by id (pl_…): status (Active, Payment Received, Expired), amount, currency, reference…

Acts, when you ask

These change something in Checkout.com. The model is told to use them only when you ask for exactly that, and each one is granted by name: per team on a shared connection, by the owner on a personal one.

  • checkoutcom_create_payment_linkCreate a Checkout.com payment link for an amount, currency and your reference, and return its URL.
  • checkoutcom_create_customerCreate a Checkout.com customer record with an email address and optionally a name, and return its id (cus_…).
  • checkoutcom_capture_paymentCaptures an authorised Checkout.com payment, taking the customer's money: the amount given in minor units…
  • checkoutcom_refund_paymentRefunds a captured Checkout.com payment to the customer: the amount given in minor units, or the whole amount with full_amount true.
  • checkoutcom_void_paymentVoids an authorised Checkout.com payment that has not been captured, releasing the hold on the customer's funds: the amount given in minor units…
  • checkoutcom_accept_disputeAccepts a Checkout.com dispute without contesting it: the dispute closes and the chargeback stands, so the disputed amount is lost.
  • checkoutcom_provide_dispute_evidenceAttaches written evidence to a Checkout.com dispute, without submitting it: nothing is sent to the card scheme until someone submits it in the…
  • checkoutcom_update_customerChanges a stored Checkout.com customer's email address or name.

Connect it

First connect Checkout.com on Dashboard → Connections, then add Memtro to your client once. The Checkout.com tools appear alongside the tools of everything else you have connected; nothing is configured per connector.

Claude Code

The Memtro plugin registers the server and a skill for when to use it; the tools are then available in every session.

claude plugin marketplace add memtro-org/claude-memtro
claude plugin install memtro@memtro --config api_key=sk-memtro-...

Cursor

Add the server to .cursor/mcp.json in the project, or to the global file under ~/.cursor/.

{
  "mcpServers": {
    "memtro": {
      "url": "https://platform.memtro.com/api/mcp",
      "headers": {
        "Authorization": "Bearer sk-memtro-..."
      }
    }
  }
}

Claude Desktop

Create a personal API key on Dashboard → Profile → API keys. In Claude Desktop add an MCP server of type HTTP with URL https://platform.memtro.com/api/mcp and the header Authorization: Bearer sk-memtro-…

OpenCode

A remote server in opencode.json.

{
  "mcp": {
    "memtro": {
      "type": "remote",
      "url": "https://platform.memtro.com/api/mcp",
      "headers": {
        "Authorization": "Bearer sk-memtro-..."
      }
    }
  }
}

Pi

One command: pi mcp add memtro --url https://platform.memtro.com/api/mcp --bearer-token-env-var MEMTRO_API_KEY. Tools arrive as mcp__memtro__*. The pi-memtro extension registers it for you, alongside Memtro as the model.

Any other client

Add an MCP server of type HTTP (Streamable HTTP, stateless) at https://platform.memtro.com/api/mcp with the header Authorization: Bearer sk-memtro-.... Codex, Zed, Windsurf, Cline and the SDKs all take a remote server this way.

Who may use it

The key identifies the person, and the server offers that person the tools they may use everywhere else in Memtro. A shared Checkout.com connection is used by the teams an administrator granted it to, tool by tool, on the Permissions page; a personal connection is used by its owner alone, and its tools that act stay off until the owner allows them. See Teams and permissions and Connectors.

Ask it like this

  • › Why was the Brightwave Ltd payment declined yesterday?
  • › Which disputes are waiting for evidence, and when is each one due?
  • › Has the refund on reference INV-7 gone through?
  • › Create a payment link for £250 with reference ACME-1042
  • › Refund £40 of the Northwind payment with reference NW-2291

Questions

Is this an official Checkout.com MCP server?
No. It is Memtro's MCP server with Memtro's Checkout.com connector behind it: the connector reads Checkout.com through its API with the credentials you connect on Dashboard → Connections, and Checkout.com publishes nothing here. The same endpoint carries every other system you connect and Memtro's memory tools.
What does it cost?
Nothing on top of Memtro. One price per organisation by its number of users, from $50 a month for up to 10 users after a 7-day free trial, with every connector, the MCP server, jobs and memory included. You bring your own model keys.
Can it change anything in Checkout.com?
Only when you ask, and only what it has been granted: create a payment link for an amount, currency and reference (nobody is charged until someone pays it); create a customer record with an email and name; capture an authorised Checkout.com payment, in full or in part (takes the customer's money); refund a captured Checkout.com payment, in full or in part (money goes back to the customer); void an authorised Checkout.com payment before capture (releases the hold on the customer's funds); accept a Checkout.com dispute without contesting it (the chargeback stands); attach written evidence to a Checkout.com dispute (not submitted); update a Checkout.com customer's email or name. Every other tool reads, searches or lists. An administrator grants each acting tool by name per team, and a personal connection acts only after its owner allows it.
Which clients work?
Any MCP client that speaks Streamable HTTP: Claude Code, Cursor, Claude Desktop, OpenCode, Codex, Zed, Windsurf, Cline and the Anthropic and OpenAI SDKs. There is no local process to run; the server is remote and authenticated with your key.

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