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MCP server · Finance and commerce

Zoho Books MCP server

Zoho Books in any MCP client, through Memtro: Zoho Books does not publish this server. Memtro's Zoho Books connector reads Zoho Books through its API with the credentials you connect, and one endpoint hands those tools, every other system you connect and Memtro's memory tools to Claude Code, Cursor, Claude Desktop or anything else that speaks Streamable HTTP, as you.

What the model can do

Read invoices and what is unpaid, customers and suppliers with their outstanding balances, bills, expenses, items and the chart of accounts from Zoho Books; can also create a contact, raise a draft invoice, mark one sent and record a customer payment when you ask it to.

Reads

  • zohobooks_invoicesInvoices in Zoho Books with their status and outstanding balance: the tool for "what is unpaid"…
  • zohobooks_contactsCustomers and suppliers in Zoho Books, with what each still owes or is owed.
  • zohobooks_billsSupplier bills in Zoho Books: what the organisation owes, to whom, and when it falls due.
  • zohobooks_expensesExpenses recorded in Zoho Books, with the account they were booked to and whether they have been billed on to a customer.
  • zohobooks_itemsThe product and service catalogue in Zoho Books, with rates and the account each is booked to.
  • zohobooks_accountsThe chart of accounts in Zoho Books: each account's name, type and code.

Acts, when you ask

These change something in Zoho Books. The model is told to use them only when you ask for exactly that, and each one is granted by name: per team on a shared connection, by the owner on a personal one.

  • zohobooks_create_contactCreates a customer or supplier in Zoho Books.
  • zohobooks_create_invoiceRaises an invoice in Zoho Books as a DRAFT, for a person to check and approve in Zoho.
  • zohobooks_mark_invoice_sentMarks a draft invoice in Zoho Books as sent.
  • zohobooks_record_paymentRecords a payment received against one or more invoices in Zoho Books.

Connect it

First connect Zoho Books on Dashboard → Connections, then add Memtro to your client once. The Zoho Books tools appear alongside the tools of everything else you have connected; nothing is configured per connector.

Claude Code

One command registers the server; the tools are then available in every session.

claude mcp add --transport http memtro https://platform.memtro.com/api/mcp \
  --header "Authorization: Bearer sk-memtro-..."

Cursor

Add the server to .cursor/mcp.json in the project, or to the global file under ~/.cursor/.

{
  "mcpServers": {
    "memtro": {
      "url": "https://platform.memtro.com/api/mcp",
      "headers": {
        "Authorization": "Bearer sk-memtro-..."
      }
    }
  }
}

Claude Desktop

Create a personal API key on Dashboard → Profile → API keys. In Claude Desktop add an MCP server of type HTTP with URL https://platform.memtro.com/api/mcp and the header Authorization: Bearer sk-memtro-…

OpenCode

A remote server in opencode.json.

{
  "mcp": {
    "memtro": {
      "type": "remote",
      "url": "https://platform.memtro.com/api/mcp",
      "headers": {
        "Authorization": "Bearer sk-memtro-..."
      }
    }
  }
}

Any other client

Add an MCP server of type HTTP (Streamable HTTP, stateless) at https://platform.memtro.com/api/mcp with the header Authorization: Bearer sk-memtro-.... Codex, Zed, Windsurf, Cline and the SDKs all take a remote server this way.

Who may use it

The key identifies the person, and the server offers that person the tools they may use everywhere else in Memtro. A shared Zoho Books connection is used by the teams an administrator granted it to, tool by tool, on the Permissions page; a personal connection is used by its owner alone, and its tools that act stay off until the owner allows them. See Teams and permissions and Connectors.

Ask it like this

  • › Use the Zoho Books tools to invoices in Zoho Books with their status and outstanding balance: the tool for "what is unpaid"
  • › Use the Zoho Books tools to customers and suppliers in Zoho Books, with what each still owes or is owed
  • › Use the Zoho Books tools to supplier bills in Zoho Books: what the organisation owes, to whom, and when it falls due
  • › Use the Zoho Books tools to expenses recorded in Zoho Books, with the account they were booked to and whether they have been billed on to a customer

Questions

Is this an official Zoho Books MCP server?
No. It is Memtro's MCP server with Memtro's Zoho Books connector behind it: the connector reads Zoho Books through its API with the credentials you connect on Dashboard → Connections, and Zoho Books publishes nothing here. The same endpoint carries every other system you connect and Memtro's memory tools.
What does it cost?
Nothing on top of Memtro. One price per organisation by its number of users, from $50 a month for up to 10 users after a 7-day free trial, with every connector, the MCP server, jobs and memory included. You bring your own model keys.
Can it change anything in Zoho Books?
Only when you ask, and only what it has been granted: create a customer or supplier contact; raise an invoice as a draft, for a person to approve in Zoho; mark a draft invoice as sent; record a payment received against an invoice. Every other tool reads, searches or lists. An administrator grants each acting tool by name per team, and a personal connection acts only after its owner allows it.
Which clients work?
Any MCP client that speaks Streamable HTTP: Claude Code, Cursor, Claude Desktop, OpenCode, Codex, Zed, Windsurf, Cline and the Anthropic and OpenAI SDKs. There is no local process to run; the server is remote and authenticated with your key.

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