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memtro
MCP server · Finance and commerce

GoCardless MCP server

GoCardless in any MCP client, through Memtro: GoCardless does not publish this server. Memtro's GoCardless connector reads GoCardless through its API with the credentials you connect, and one endpoint hands those tools, every other system you connect and Memtro's memory tools to Claude Code, Cursor, Claude Desktop or anything else that speaks Streamable HTTP, as you.

What the model can do

Direct Debit collections: customers and their mandates, payments and their status, subscriptions, payouts to your bank, and the events feed of failures, chargebacks and cancellations. Read-only.

Reads

  • gocardless_customersFind GoCardless customers by name, company or email (scanned client-side, newest first) or list the most recent ones…
  • gocardless_paymentsPayments (collections) newest first, by customer, mandate or subscription, status (failed, charged_back, paid_out…) and charge-date window.
  • gocardless_subscriptionsRecurring subscriptions by customer, mandate or status, with amount, schedule, next charge and remaining payments.
  • gocardless_payoutsPayouts to your bank account newest first, by status and creation date, with fees deducted and arrival date.
  • gocardless_eventsThe events feed: what happened to payments, mandates, subscriptions, payouts or refunds since a date, optionally one action (failed, charged_back…

Connect it

First connect GoCardless on Dashboard → Connections, then add Memtro to your client once. The GoCardless tools appear alongside the tools of everything else you have connected; nothing is configured per connector.

Claude Code

One command registers the server; the tools are then available in every session.

claude mcp add --transport http memtro https://platform.memtro.com/api/mcp \
  --header "Authorization: Bearer sk-memtro-..."

Cursor

Add the server to .cursor/mcp.json in the project, or to the global file under ~/.cursor/.

{
  "mcpServers": {
    "memtro": {
      "url": "https://platform.memtro.com/api/mcp",
      "headers": {
        "Authorization": "Bearer sk-memtro-..."
      }
    }
  }
}

Claude Desktop

Create a personal API key on Dashboard → Profile → API keys. In Claude Desktop add an MCP server of type HTTP with URL https://platform.memtro.com/api/mcp and the header Authorization: Bearer sk-memtro-…

OpenCode

A remote server in opencode.json.

{
  "mcp": {
    "memtro": {
      "type": "remote",
      "url": "https://platform.memtro.com/api/mcp",
      "headers": {
        "Authorization": "Bearer sk-memtro-..."
      }
    }
  }
}

Any other client

Add an MCP server of type HTTP (Streamable HTTP, stateless) at https://platform.memtro.com/api/mcp with the header Authorization: Bearer sk-memtro-.... Codex, Zed, Windsurf, Cline and the SDKs all take a remote server this way.

Who may use it

The key identifies the person, and the server offers that person the tools they may use everywhere else in Memtro. A shared GoCardless connection is used by the teams an administrator granted it to, tool by tool, on the Permissions page; a personal connection is used by its owner alone, and its tools that act stay off until the owner allows them. See Teams and permissions and Connectors.

Ask it like this

  • › Which Direct Debits failed this week and why?
  • › Does Acme Ltd have an active mandate?
  • › When is the next payout and how much is it?
  • › Which subscriptions were cancelled last month?

Questions

Is this an official GoCardless MCP server?
No. It is Memtro's MCP server with Memtro's GoCardless connector behind it: the connector reads GoCardless through its API with the credentials you connect on Dashboard → Connections, and GoCardless publishes nothing here. The same endpoint carries every other system you connect and Memtro's memory tools.
What does it cost?
Nothing on top of Memtro. One price per organisation by its number of users, from $50 a month for up to 10 users after a 7-day free trial, with every connector, the MCP server, jobs and memory included. You bring your own model keys.
Can it change anything in GoCardless?
Not yet. Today every GoCardless tool reads, searches or lists; when it gains actions, each is marked, granted by name and used only when you ask, so nothing is created, sent, updated or deleted until you say so.
Which clients work?
Any MCP client that speaks Streamable HTTP: Claude Code, Cursor, Claude Desktop, OpenCode, Codex, Zed, Windsurf, Cline and the Anthropic and OpenAI SDKs. There is no local process to run; the server is remote and authenticated with your key.

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